Family Modest Housing Program

Provided by: Housing Nova Scotia

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Service Description

Provides funds for lower and middle income families to build or buy modest housing. A mortgage of up to $70,000 is available.

Interest rates are set when the loan is approved and will be fixed for a 5 year term. The loan must be paid back within 25 years.

Eligibility

To be eligible for this program:
• Your total household income is below the established income limit, which varies depending on household size and the area you live in
• You do not currently own adequate housing, with the exception of mobile homes
• You must have a good credit rating and the ability to repay the mortgage
• You must have worked at least 1 year with the same employer

Application Process

Contact Housing Nova Scotia

Documents Required

• Proof of good credit rating and ability to repay mortgage • Proof of total household income • Other documentation as required

Fees

No fees

Languages Offered

English • French-speaking staff available upon request

Coverage Area

Nova Scotia

Contact Details

Housing Nova Scotia – Eastern Region – Sydney

Address:
Provincial Building
360 Prince Street, Suite 22
Sydney NS  B1P 5L1
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Mailing Address:
360 Prince Street, Suite 22
Sydney NS  B1P 5L1

Site Info

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Site Hours

Monday
8:30am–4:30pm
Tuesday
8:30am–4:30pm
Wednesday
8:30am–4:30pm
Thursday
8:30am–4:30pm
Friday
8:30am–4:30pm

Accessibility

Automatic doors at entrance • Ramp • Elevators

Coverage Area

Cape Breton Island